Our Process

How does the Lumin8 process work?

The process in which we work with you to source and secure your next property can vary depending on your individual situation and requirements, but generally follows the system below;

1. Book a Discovery Call by clicking

The discovery call is an initial phone or video consultation where we, along with anyone else involved in your property purchase (such as a partner or co-owner), take the time to understand your current situation. We’ll discuss both your short-term and long-term goals, and what type of property you’re looking for—whether it's your first (or tenth) investment, your first home, or the dream home you've always wanted.

During this conversation, we also assess whether we're the right fit for you. If we feel that we cannot help based on your current situation or requirements, we’ll be upfront and let you know during the call, so we don’t proceed further. Being selective with our clients allows us to provide the best service and results for everyone, ensuring that neither your time nor your money is wasted.

2. Strategy Call/Meeting

If we think that we can achieve the best results possible for you, we will then book in a strategy call. This is a much more indepth meeting where we take a deep dive into your short term and long term goal(s) and your personal situation, and formulate a realistic and sustainable strategy to get the property of your dreams. We explain the finer details of the process, our fee structure, and ensure you are comfortable with, and fully informed before you make the decision to sign up.

This call is best done once you have preapproved finance, but can be done beforehand if you want some guidance in finding a great broker!

3. Agency Agreement

At the end of the strategy call, if we believe that we can help you and you wish to proceed further, we will send through an agency agreement. Once signed and the initial retainer is received, we will immediately begin to thoroughly research various markets and properties, based on your particular strategy.

4. Research and Sourcing

This is where things start to move quickly! After conducting thorough research on various markets and property options tailored to your needs, we’ll present you with the best deal available in the current market. We’ll provide a detailed breakdown of all costs associated with the property and explain why it's the most suitable option for you. Depending on the property and its circumstances, we may have already negotiated the best price, or we’ll begin negotiations once we have your approval to proceed.

5. Exchanging Contracts, Legals and Finance

Once we have secured the best price for the property and a sales contract has been signed, we continue to represent you by organising essential services such as building and pest inspections (if applicable), conveyancing and liaising with your mortgage broker or financier to ensure everything runs smoothly.

Our role during this step is critical, as there are important deadlines that must be met for the sale to proceed. We also monitor the transaction closely to address any potential issues promptly. In some cases, depending on the property and the seller's circumstances, we may be able to negotiate a better price during the settlement period.

6. Pre-Settlement

Once the contract goes unconditional, both the buyer and seller are legally committed to the transaction. It’s now just a matter of time before the property is officially yours (the timing will depend on the settlement terms outlined in the contract). We will guide you on what needs to be in place before settlement, such as insurance and property manager contacts.

After the contract becomes unconditional, Lumin8 will send you an invoice for the balance owing (the fee minus the retainer).

On the day of settlement, Lumin8 will coordinate with all involved parties to ensure the smooth transfer of funds and ownership, so you can finally get the keys to your new home!

Congratulations!

7. The 6 and 12 Month Review

Lumin8 Buyers Agency’s service doesn’t end at handover. We are committed to ensuring that our clients are supported beyond the purchase and that your owner-occupied or investment property is performing as expected.

We’ll assess the current value of your property and provide insight into the equity created through our careful property selection. Depending on your situation and strategy, this equity gain could serve as the catalyst for helping you acquire your own investment property - or adding another to your portfolio.

Our Process


Lumin8 Buyers Agency is here to guide, research, source, negotiate and oversee your entire property aquisition

Ready for Lumin8 to light up your property pathway?

How does the Lumin8 process work?


The process in which we work with you to source and secure your next property can vary depending on your individual situation and requirements, but generally follows the system below;

1. Book your Discovery Call


The discovery call is an initial phone or video consultation where we, along with anyone else involved in your property purchase (such as a partner or co-owner), take the time to understand your current situation. We’ll discuss both your short-term and long-term goals, and what type of property you’re looking for — whether it's your first (or tenth) investment, your first home, or the dream home you've always wanted.

During this conversation, we also assess whether we're the right fit for you. If we feel that we cannot help based on your current situation or requirements, we’ll be upfront and let you know during the call, so we don’t proceed further. Being selective with our clients allows us to provide the best service and results for everyone, ensuring that neither your time nor your money is wasted.

2. Strategy Call

If we think that we can achieve the best results possible for you, we will then book in a strategy call. This is a much more indepth meeting where we take a deep dive into your short term and long term goals, and your personal situation, and formulate a realistic and sustainable strategy to get the property of your dreams. We explain the finer details of the process, our fee structure, and ensure you are comfortable with, and fully informed before you make the decision to sign up.

This call is best done once you have preapproved finance, but can be done beforehand if you want some guidance in finding a great broker!

3. Agency Agreement

At the end of the strategy call, if we believe that we can help you and you wish to proceed further, we will send through an agency agreement. Once signed and the initial retainer is received, we will immediately begin to thoroughly research various markets and properties, based on your particular strategy.

4. Research and Sourcing


This is where things start to move quickly! After conducting thorough research on various markets and property options tailored to your needs, we’ll present you with the best deal available in the current market. We’ll provide a detailed breakdown of all costs associated with the property and explain why it's the most suitable option for you. Depending on the property and its circumstances, we may have already negotiated the best price, or we’ll begin negotiations once we have your approval to proceed.

5. Exchanging Contracts, Legals and Finance


Once we have secured the best price for the property and a sales contract has been signed, we continue to represent you by organising essential services such as building and pest inspections (if applicable), conveyancing and liaising with your mortgage broker or financier to ensure everything runs smoothly.

Our role during this step is critical, as there are important deadlines that must be met for the sale to proceed. We also monitor the transaction closely to address any potential issues promptly. In some cases, depending on the property and the seller's circumstances, we may be able to negotiate a better price during the settlement period.

6. Pre-Settlement


Once the contract goes unconditional, both the buyer and seller are legally committed to the transaction. It’s now just a matter of time before the property is officially yours (the timing will depend on the settlement terms outlined in the contract). We will guide you on what needs to be in place before settlement, such as insurance and property manager contacts.

After the contract becomes unconditional, Lumin8 will send you an invoice for the balance owing (the fee minus the retainer).

On the day of settlement, Lumin8 will coordinate with all involved parties to ensure the smooth transfer of funds and ownership, so you can finally get the keys to your new home! Congratulations!

7. The 6 and 12 Month Review


Lumin8 Buyers Agency’s service doesn’t end at handover. We are committed to ensuring that our clients are supported beyond the purchase and that your owner-occupied or investment property is performing as expected.

We’ll assess the current value of your property and provide insight into the equity created through our careful property selection. Depending on your situation and strategy, this equity gain could serve as the catalyst for helping you acquire your own investment property - or adding another to your portfolio.

Lumin8 Buyers Agency is here to guide, research, source, negotiate and oversee your entire property aquisition

Ready for Lumin8 to light up your property pathway?

© Copyright Lumin8 Buyers Agency 2025

© Copyright Lumin8 Buyers Agency 2025